Who We Are

Shavah Savings & Credit Cooperative Society Ltd (Shavah SACCO) is formally registered with the Registrar of Cooperatives.  Shavah members save together and enjoy favorable returns on their savings as well as low-interest rates on their loans. Shavah offers flexible and affordable financial services to our members.  Persons above the age of 18 years who meet our criteria can join our cooperative.

Shavah Savings & Credit Cooperative Society Ltd (SACCO) is a cooperative whose main aim is to provide flexible and affordable financial services to its members. We offer financial services such as loans and savings to help better our member’s lives.

OUR VISION

To be the best SACCO Society offering flexible and affordable financial services to our members and the community.

OUR MISSION

Is to empower our members economically through the mobilization of savings and provision of affordable credit services such as loans and other products.

Our Cooperative Principles

Voluntary and Open Membership

Shavah SACCO is a voluntary organization, open to all persons able to use our services and willing to accept the responsibilities of membership, without gender, social, racial, political, or religious discrimination.

Democratic Member Control

Shavah SACCO is a democratic organization that is controlled by our members, who actively participate in setting policies and making decisions. The elected representatives are accountable to the membership. We are a primary cooperative. Our members have equal voting rights (one member, one vote).

Members’ Economic Participation

Our members contribute equitably to, and democratically control, the capital of the cooperative.

Autonomy and Independence

We are an autonomous, self-help organizations controlled by our members. When we enter into agreements with other organizations, including governments, or raise capital from external sources, we do so on terms that ensure democratic control by our members and maintain our cooperative autonomy.

Education, Training, and Information

Shavah SACCO is a democratic organization that is controlled by our members, who actively participate in setting policies and making decisions. The elected representatives are accountable to the membership. We are a primary cooperative. Our members have equal voting rights (one member, one vote).

Cooperation Among Cooperatives

At Shavah SACCO, we serve our members most effectively and strengthen the cooperative movement by working together through local, national, regional, and international structures.